Loan Readiness
Walk into the bank with your numbers ready.
Lenders decide on the strength of your financials. We prepare the statements, projections and schedules they ask for before you apply, so your application is complete and easy to approve.
What’s included.
- 01Lender-ready financial statementsClean, consistent and reconciled, for the periods the lender asks for.
- 02Three-year projectionsBuilt from your real numbers and plans, with the assumptions written out.
- 03A debt scheduleShowing what you owe today and how the new loan fits.
- 04A cash flow view of repaymentSo you and the lender can both see the payments are covered.
- 05A document checklistFor what lenders typically ask for, so nothing holds up your application.
Choosing a lender.
You choose your lender. If you’d like suggestions, we can introduce you to lenders we know. We don’t take fees from lenders, and we don’t apply for loans on your behalf.
Questions.
Can you help with an SBA loan?
We prepare the financial statements, projections and schedules an SBA lender will ask for. The lender handles the application itself.
What do I need to get started?
Your last two or three years of business tax returns, this year’s financials to date, a list of your current debts and a rough idea of what the loan is for. If we already keep your books, we have most of it. —